Affordability

Tuition and Financial Assistance

St. Catherine’s School is committed to providing an exceptional education to talented girls from across the Richmond region. We firmly believe that a stellar education for your daughter is an investment in her future. We recognize the financial commitment families make when choosing a St. Catherine’s education for their daughters.

2018-2019 Financial Assistance Overview

List of 3 items.

  • of students

    receive financial assistance
  • $2.8 Million

    total assistance awarded
  • $11,729

    average need-based financial assistance grant

Financial Assistance


Our Financial Assistance Program helps bridge the gap between a family’s resources and the total cost of education by reducing a family's contribution through a financial assistance grant based on demonstrated need. Grants are awarded to families with a variety of household incomes. Financial assistance applications are confidential. 

Since every family's needs are different and many variables determine need-based assistance, please contact Jennifer Cullinan, Director of Admissions, with any specific questions.  





List of 6 items.

  • Tuition and Fees

    2018-2019 Tuition

    Lower School
    • Early Learners (age 3): Full day $16,700; Half day $9,050
    • Junior Kindergarten: $16,700
    • Kindergarten: $21,300
    • Grades 1-2: $22,450
    • Grades 3-4: $23,325
    Middle School
    • Grades 5-8: $25,975
    Upper School
    • Grades 9-12: $27,750
    Additional fees vary by grade. A full list of Terms and Charges for the 2018-2019 school year can be found here.

    Tuition for the 2019-2020 school year will be shared in early 2019.
  • Tuition Payment Plans

    To help families better manage student expenses, St. Catherine’s School partners with Smart Tuition, a company which provides several payment options: 

    • One-Payment Plan: Pay tuition in full by June 1.
    • Three-Payment Plan: Pay 40% of the tuition by June 1, 40% by Sept. 1 and the remaining 20% by Feb. 1. 
    • Ten-Payment Plan: Pay tuition in 10 monthly installments. A surcharge is added to the annual tuition and divided into 10 installments. The ten-pay plan option begins on May 1 and ends on February 1 of each academic year.
  • Financial Assistance Application Process

    St. Catherine's School partners with School and Student Services by NAIS (SSS) in our financial assistance process. To begin your application, please complete the Parents’ Financial Statement (PFS). You only need to complete one PFS, even if you are applying for multiple children. Completing the PFS online will save you time and money and will allow St. Catherine's to make a decision more quickly.

    Step 1 – Preparing to apply
    • Technical Considerations: When applying online, Google Chrome is the recommended browser.
    • Parents’ Financial Statement Workbook and Instruction Booklet. This is a helpful document to read through before you begin the application. It outlines each area along with definitions and explanations for the questions included in the PFS. Whether this is your first time or you have completed the PFS in the past, it is a valuable guide for you to follow!
    • St. Catherine's School code is 6370.
    Step 2 – Completing your PFS
    • New families: If you are applying for the first time, click on the green “Create an Account”. You will be asked to enter your name and email address and to select a password.
    • Returning families: If you applied last year, enter your login and password from last year in the section titled, “Returning Families.” If you have forgotten your login information, click on “Forgot your Password.”
    • Begin a PFS for the Academic Year 2019-2020
    • Please use your legal name, as it appears on your Federal Income Tax 1040 form, as well as your daughter’s legal name, as it appears on her birth certificate and St. Catherine's application for admission. Variations in name, yours or your daughter's, can result in a delayed evaluation for financial assistance.  
    • Once you begin your PFS, you can complete and submit your information in one sitting or you can save your information and revisit at any time, provided you submit by January 15, 2019 (returning families) and February 1, 2019 (applicant families). If you choose to complete in one sitting, allow 2 hours to review the resources and collect the information, then another two hours to complete the application. Remember, it is time well spent!
    • Since the deadline is January 15, 2019 (returning families) and February 1, 2019 (applicant families), you may need to estimate your income for 2018, in the event you do not have your W-2 statements. We recommend that you use your Federal Income Tax form 1040 for 2017 to estimate your income and assets.
    • If you have questions as you complete the PFS, please contact SSS customer service at 800-344-8328.  
    Step 3 – Pay for and submit your PFS

    Whew! The hard part is over; you have completed all of the information and now you can submit your PFS. Great job!

    The fee to submit is $49.00 and represents a flat fee, regardless of the number of children or number of schools.  

    Step 4 – Submit required documents

    The following documents are required to complete your Parent Financial Statement. These documents are due on or before January 15, 2019 (returning families) and February 1, 2019 (applicant families).
    1. 2017 and 2018 (if available) IRS Federal 1040 Form
    2. 2017 and 2018 (if available) W-2 Forms (unless self-employed)
    3. A signed, undated IRS Form 4506-T with sections 1-4 completed
    Please submit this information directly to SSS:
    • To submit these forms online, go to the Manage Documents tab in the PFS Online. There, you can upload documents from your computer. Save each document separately in one of the following formats: Adobe PDF, Microsoft Word, Excel, .jpg, .gif, or .tif. On the Manage Documents tab, click “Browse,” “Locate the Document” and then click “Upload.”
    • To submit these documents by mail, send one copy (not originals) of each document with a Required Documents Cover Sheet (this can be found in the Manage Documents tab of your online application) to SSS by NAIS, P.O. Box 449, Randolph, MA 02368-0449. For mailed documents, please allow 10 days for delivery and processing time.
    Do not send document copies to St. Catherine’s School.

    By April 15, 2019, you must upload the following documents to SSS if you did not already do so by the original deadline:
    1. 2017 IRS Federal 1040 Form
    2. 2017 W-2 Forms (unless self-employed)
    Note: All Financial Assistance awards are verified using your Federal Income Tax 1040 form. St. Catherine's reserves the right to amend financial aid awards in the event the self-reported information on the PFS differs from the information included on the Federal Income Tax 1040 form.
  • Financial Assistance Guidelines

    All financial assistance is determined through a confidential annual analysis of a family’s financial assistance application through School and Student Services (SSS), a service of the National Association of Independent Schools (NAIS). There are many different variables that are taken into consideration, such as how many children are in the family. Based on the information that families provide, SSS gives us an estimated amount that a family can contribute to educational expenses. 

    St. Catherine’s adheres to the following criteria when evaluating a family’s application for need-based financial assistance:

    • Need-blind admission:  Qualified students are accepted for admission regardless of the family’s ability to pay. Once accepted through the admission process, a separate and confidential financial aid process is conducted.  
    • Need-based awards:  Financial assistance grants are awarded on the basis of a family’s demonstrated financial need. Eligibility for assistance is determined by the School’s Financial Assistance Committee based on its evaluation of the Parents’ Financial Statement (PFS), which is conducted by the School and Student Services (SSS) by National Association of Independent Schools (NAIS), and a copy of the family’s current and complete Federal Income Tax forms, supporting schedules and W-2 forms.
    • Parental responsibility:  The primary responsibility for tuition rests with the family. In evaluating financial information, St. Catherine's Financial Assistance Committee takes into account the number of children in the household, ages of children, schools of children, additional dependents, assets and all sources of income. In addition, the School considers lifestyle choices, debts, expenses and spending priorities. Financial assistance applicants are expected to adhere to all application deadlines and must submit all paperwork on time.
    • Confidentiality:  The School upholds the confidentiality of personal financial data throughout the financial assistance process and expects families to maintain the confidentiality of awards granted.
    • Renewal:  Financial assistance is evaluated each year based on demonstration of continued financial need, as well as evidence that the student continues to exhibit satisfactory academic progress and good citizenship and that the family maintains a favorable financial standing with the School’s Business Office.
    • Priority:  A family must complete the Parent Financial Statement and submit all required documentation via SSS prior to all deadlines. Priority is given to current students who have received aid previously, followed by new students or current students whose families are applying for aid for the first time.
    • Awarding:  Applying for financial assistance does not guarantee award eligibility. Eligibility for financial assistance does not guarantee that financial aid funds are available.
     
    Divorce or Separation
    • Full participation is expected from all biological parents, step-parents and/or the adults with whom the child lives or has financial influence and responsibility in the student’s life.
    • In the process of evaluating a family’s financial situation, the financial assistance process requires complete documentation from all parties and full transparency of all those identified in the categories listed above, regardless of divorce, separation or estrangement.  A financial assistance award will not be issued unless all required information from all parties is provided.  
    • St. Catherine's School is not bound by any decrees, agreements or legal documents excusing a parent from financial responsibility for his or her child’s education.
  • Important Financial Assistance Dates

    December 3, 2018: For families who have requested financial aid information on the admissions application, St. Catherine’s will send detailed instructions electronically.

    January 15, 2019: Financial assistance application due for current families

    February 1, 2019: Financial assistance application due for applicant families

    April 15, 2019: Final tax documents must be received by SSS for verification
  • Financial Assistance for Extended Day at St. Christopher’s (After-School Care)

    If your JK-grade 8 daughter will be enrolled in the after-school Extended Day program at St. Christopher’s School and you would like to be considered for a financial assistance grant for the program, please contact Hamill Jones, Director of Admissions and Financial Aid, at jonesh@stcva.org for additional details.

First Citizens Bank Merit Scholarship

Made possible by the Robert P. Holding Foundation, St. Catherine’s offers one merit scholarship opportunity annually beginning with the 2019-2020 school year. This opportunity is available to new students who are applying to St. Catherine’s School in grades 9, 10 or 11. A separate scholarship application process is required. Click here to learn more about this opportunity.
St. Catherine's is an independent Episcopal school that welcomes qualified students without regard to race, color, religion, sexual orientation or national or ethnic origin to all the rights, privileges, programs and activities generally accorded or made available to the students by the School.